It is cold outside! A must have in January is a cashmere ruffle sweater. Do you have one? I need one. Not all ruffle sweaters are the same. Some you can wear to work and out for drinks. Some can only be worn out and some can only be worn to work. Some of my favorites can be found by Club Monaco, Victoria Beckham, Abound, Stella McCartney, Rani Arabella, Oscar De La Renta, YesStyle, MM6, Endless Rose, and Chelsea28.